Using Reaffirmation Agreements to Protect Your Property

Understanding How Reaffirmation Agreements Can Work for You

A reaffirmation agreement gives people the opportunity to get back on track with payments for a mortgage or a car loan while retaining possession of the property. This agreement can be issued as part of a bankruptcy, whether a liquidation or reaffirmation, to preserve key property and assets. It is just one of the tools we have in our arsenal as bankruptcy lawyers to help people protect their homes.

At the Miami bankruptcy law office of Kingcade & Garcia, we can work with people facing serious financial challenges find solutions to complex issues. Restructuring or discharging debt, such as those involving credit card debts or medical bills, often provides people the financial breathing room to get current with their most important payments. We can help you craft a solution that matches your ability to pay and protects the important property in your life.

Using Bankruptcy Tools to Protect Homes, Cars and Property

When most people think about bankruptcy, they think about all the things they stand to lose in the process, when in reality it is designed to be a constructive solution, not a destructive one. By working with a proven bankruptcy lawyer, you can build a complete approach that will address the debt relief you need while securing the property, such as cars and homes, that are most important.

Particularly if you are employed and have a steady income, you may be able to create a reaffirmation agreement that will get you back on track with a mortgage or auto lender. Our primary bankruptcy attorney has worked with more than 15,000 Florida individuals and families to build solutions through Chapter 7 and Chapter 13 bankruptcy.

We can put more than a decade of experience serving clients throughout Dade County behind your case.

Consult With an Experienced Attorney

To set up a free consultation with our experienced bankruptcy professionals contact Kingcade & Garcia online or by phone at 305-285-9100. We can help you understand all the tools available to Miami residents seeking to protect homes, cars or property during the bankruptcy process.