Florida residents struggling with debt will also commonly find themselves struggling against the harsh and unrelenting harassment of creditors. Unfortunately, the threats that collection agencies make toward you can be endless and frightening, especially since they can easily carry said threats out. Here at Kingcade & Garcia, PA, we want to provide you with all the information possible so that you can stop this harassment in its tracks.
There are a number of different ways to get creditors to leave you alone. However, one of the quickest and most sure-fire ways is to file for either Chapter 13 or Chapter 7 bankruptcy. This immediately results in an automatic stay which prevents collection agencies and creditors from:
- Taking foreclosure actions
- Taking collection actions
- Sending you threatening phone calls, emails, letters, or contacting you in any way
This is excellent news for anyone who has had to deal with a constant onslaught of threatening phone calls, emails, or even personal visits that collection agencies are infamous for. Not only that, but bankruptcy itself will allow you to start sorting your financial issues out so that you won’t have to worry about creditors continuing to harass you later.
Working to stop creditor harassment will allow you to focus on the important things, like absolving your debts and getting back on your feet financially. If you would like to read more about bankruptcy and other financial options available to you, take a look around our web page. We’ll provide you with more information that you can use to arm yourself against creditor harassment.