Kingcade Garcia McMaken
Set Up a FREE In-Office Consultation
Open Every Saturday Morning 8 AM to 11 AM.

Tips for paying off credit card debt

Credit card debt is something many people in Florida deal with. Trying to pay down this debt can be difficult. It can often seem as if it will never happen. However, with a good plan, it is possible for a person to free him or herself from this debt. 

According to Magnify Money, there are two general ways people tackle credit card debt. The first is to pay off the smaller balances first. The idea here is to gain motivation to keep paying off because small balances are easier to pay off fast. The other option is to pay off the larger balances first. The main motivation here is to save money in the long run by lowering the amount of interest paid because more interest is paid on higher balances.

Regardless of which option chosen, a person may also benefit from some debt pay off tips from It is a good idea to learn the interest rates being charged on each card. This can allow a person to make a plan to pay higher interest cards first. Another option is to get a personal loan or transfer balances to get a lower interest rate. It is also advisable for a person to pay as much as he or she can towards debt each month to get balances paid off as quickly as possible. 

When a person is struggling with credit card debt, it can quickly become overwhelming. Having a solid plan and following the good practices mentioned here can enable a person to whittle down debt and reach a better financial standing. 

No Comments

Leave a comment
Comment Information

Set Up A Free, In-Office Consultation

Open Every Saturday Morning 8 AM to 11 AM.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy


Firm Location

Kingcade Garcia McMaken
Miami, FL 33145

Miami Law Office

Firm Number Phone: 305-285-9100
Review Us