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Debt Relief Archives

Experts remind college grads to be proactive about student loans

It's a truly exciting time of the year for young people throughout Florida and across the nation. That's because many will be -- or perhaps already have -- marched across a stage to receive their college diploma, the culmination of years of hard work and, for many, a major financial commitment.

How consumers can put auto loans in the rearview mirror

According to the Federal Reserve Bank of New York, the total amount of household debt here in the U.S. at the end of 2016 was $12.58 trillion. If this seem like an incomprehensible number, consider that just last week this same branch of the Federal Reserve released a report indicating that this number grew to $12.7 trillion during the first three months of 2017, surpassing 2008's pre-recession levels.

SCOTUS: Debt collectors seeking expired debts don't violate FDCPA

Earlier this week, the Supreme Court of the United States handed down a decision in a fascinating case -- Midland Funding LLC v. Johnson -- examining whether debt collectors who attempt to collect on expired debts during the bankruptcy process are violating the Fair Debt Collection Practices Act.

Understanding when a Chapter 13 hardship discharge may be an option

It can prove to be a truly glorious day when an individual who has filed for Chapter 13 bankruptcy makes the final payment under their repayment plan. That's because they are now only a few relatively simple steps away from securing a discharge, meaning released from all of the debts covered by the plan and free from the watchful eye of creditors.

Why more seniors are encountering credit card problems

When a person makes the momentous decision to retire after spending 30-40 years in the workforce, they understandably envision embarking on a new lifestyle that is largely stress-free. Indeed, they may see the years ahead as being filled with new hobbies, dream vacations, family visits and, of course, days of leisure.

It's time to assess your post-holiday credit card debt

In the weeks leading up to the holiday season, our blog spent some time discussing a few simple steps that consumers could take to avoid credit card mishaps. Now that the last of the cookies are gone, the ornaments are packed away and everything else associated with "the most wonderful time of the year" is officially behind us, it's time to assess how you did.

How to avoid credit card mishaps this holiday season -- II

It may seem hard to believe, but there are now less than two weeks left in the holiday shopping season, meaning stores -- both brick and mortar and online -- will be slowly but steadily increasing their prices in an attempt to capitalize on the desperation of last minute shoppers.

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