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Debt Relief Archives

How the law protects people against collector harassment

If you owe money for things like credit card bills, student loans or medical bills that you haven't been able to pay, your creditors may have turned your account over to a debt collection company. You may feel inundated and even harassed in calls, texts, emails and/or letters by collectors.

Cut down debt with these post-holiday ideas

If there is anything that people will be looking into following the holiday season, it's ways to pay back credit card debts racked up while buying gifts. While it's not advisable to put gifts on credit, lots of people do so to build up their credit and to earn points through card programs.

Use the snowball method to roll yourself out of debt

One thing that everyone likes to think about is how to get out of debt without having to struggle or go through a bankruptcy. While bankruptcy is a good way to get out of debt in some cases, it's true that it won't work for everyone. Instead, you may want to look into some other debt-relief methods.

How should you tackle debt?

When you're struggling with debt, nothing is more frustrating than not seeing your balances decrease. If you feel like you're treading water, the problem may be that your interest rates and minimum payments are simply too high to make a dent in it.

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