For proof that some debt collection agencies are virtually shameless and unscrupulous, consider this: One of them was recently fined more than $700,000 for threatening to exhume the bodies of dead children for non-payment of funeral bills. Others have threatened to hurt debtors' pets. Still others tell debtors that they can be taken to jail and lose custody of their children.
No consumer should have to face wrongful harassment at the hands of debt collectors. Such wrongful debt collection conduct can be extremely harmful to a consumer. Thus, it is very important for debt collectors to make sure to only engage in proper conduct when making efforts to collect on debts and to not wrongfully harass consumers.
It is very important for debt collectors to only engage in proper practices when attempting to collect money from a consumer. If debt collectors engage in wrongful conduct, it can cause great harm to consumers. No consumer should have to be subjected to wrongful debt collection conduct.
Dealing with debt struggles can be difficult. It can be made even more so when debt collectors engage in wrongful conduct when attempting to collect on a debt. Such conduct can cause great harm to consumers. Thus, it is very important for debt collectors to only engage in proper conduct when attempting to collect money from a consumer.
Dealing with debt can be difficult. It can be made even more difficult when debt collectors engage in deceptive or abusive practices. Consumers can suffer great harm when they are subjected to these wrongful practices. Thus, it is important for debt collection companies to make sure to not engage in such practices when attempting to collect money from consumers.
Many individuals in Florida and the country as a whole are dealing with debt problems in light of the recent financial crisis. Coping with high levels of debt can be difficult. It can be made even more so when debt collectors engage in wrongful practices. Such wrongful conduct can cause great harm to consumers.
In 2009, the Target National Bank sued a consumer, saying that she was delinquent on payments for her Target store credit card. Five months later, the company dropped the lawsuit, but the consumer says that the damage was already done.
One of the most difficult things people have to endure when swamped by debt is the relentless badgering of debt collectors, and their tactics appear to be getting worse.
For people struggling with debt, few things are more humiliating or frustrating than having a debt collector contact a family member. Not only is it humiliating, it is a violation of the debtor's privacy. That is why the Fair Debt Collection Practices Act made it illegal for creditors and collections agencies to communicate about a debtor's situation with any third party.
Hollywood Video and Movie Gallery filed for bankruptcy nearly a year ago. At the time, thousands of movie renters owed the company a few dollars here or there for late fees. Now, the collections company working for the video chain has begun filing negative reports to credit agencies regarding these "outstanding debts."