If you are a regular reader of this blog in Florida or elsewhere, you might already know a good deal about national and state laws focused upon debt relief. Concerning bankruptcy, for example, many people are familiar with legal concepts like the "means test" and the "automatic stay" that are central to the bankruptcy process.
Many persons facing insuperable financial challenges are pleasantly surprised when they learn through a consultation with an experienced bankruptcy attorney that they can retain many of the assets they thought they would lose in a Chapter 7 bankruptcy proceeding.
The candid tale told by a personal finance adviser about his personal story dealing with financial difficulties is both educational and eye-opening, and we pass along its essential details for our Florida and other readers.
A recent New York Times article is truly revealing for the information it imparts on the high cost of medical care throughout the country, including in Florida.
Most adult consumers in Florida and elsewhere across the country have one or an assortment of cards that they occasionally use for purchases. Those centrally include credit cards, debit cards and various stores’ retail cards.
Maybe you were recently contacted by a collection agency concerning an alleged failure to pay a medical bill.
Many people with financial difficulties try hard to work down their debt to a manageable level before they even begin to think about the prospect of filing for bankruptcy.
The Consumer Financial Protection Bureau (CFPB) is tasked with investigating financial scams targeting American consumers and taking follow-up action as necessary. Increasingly, the bureau's resources are being allocated to close scrutiny of debt settlement companies.