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Posts tagged "Student Loans"

Demographic trends, financial strains, solutions re the family home

As has been noted by national media stories and prior posts of this blog, Americans' financial problems that can potentially make things get a bit out of hand -- or flatly impossible to deal with -- can owe to one or a host of interrelated issues that result in a spiraling debt trap.

Income-based repayment plan spotlighted in student loan case

The question centrally entertained by several different courts and addressed most recently just last week by a federal appeals court concerns whether an individual unable to repay student debt and filing for bankruptcy must, as a prerequisite to that discharge, enroll in a federal income-based repayment plan.

Staggering medical debt: It doesn't have to be a life-long curse

In the economic downturn of recent years, many Floridians and persons from elsewhere across the country have stated that it was a sudden and unforeseen job loss that created insurmountable financial problems for their family and resulted in bankruptcy. Others have noted that it was an unexpected expense or two that was charged on a credit card, with principal and interest payments subsequently becoming onerous over time and eventually beyond their means to pay.

Senators propose student debt bankruptcy reform legislation

Calling it a "chance to right a wrong," three U.S. senators proposed new legislation last week aimed at reversing a prior legal change that makes it all but impossible for student debtors to rid themselves of private loan obligations in bankruptcy.

Credit card debt: It doesn't have to be onerous and perpetual

Credit card debt is the heavy chain that hangs around the necks of many Americans, including Floridians who have encountered job loss, unexpected medical expenses, home foreclosure, staggering student debt repayment obligations and other payment exactions.

Cost/benefit of student loans: a double-edged sword for many

It has often been remarked that, unlike credit card obligations, automobile loans and other private contractual duties across a wide spectrum, amounts that students owe under loans taken out to finance their educations can be liquidated only rarely and under very limited circumstances.

Military Vets in Florida, Nationally: Student Debt, Related Issues

We have touched on the subject of student loan debt before in our blog (please see our July 19 post entry), noting that it is increasing for many young people in Florida attending school. That bodes badly for graduates who were forced to take on an excessive amount of loans to get through school and have suffered since through a financial recovery in which more jobs are clearly needed.

Pace of growth of consumer credit in the U.S. slows down

In previous posts, we have discussed how the U.S. experienced fairly aggressive growth in consumer credit in the three-month period between November 2011 and January 2012. Some debt-related statistics that were recently reported on by Reuters indicate that this aggressive growth may now be slowing.

Multiple types of debt up in Florida

Struggles with debt can have major impacts on consumers. Recently, some interesting debt-related statistics have arisen regarding Florida. The statistics are from CreditKarma and they regard consumer debt averages in Florida for several different types of debt in March 2012.

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