Know How Bankruptcy Impacts Your Student Loans
For the most part, student loans are not dischargeable under Florida and federal bankruptcy laws, which means that at the end of the process you will likely still be responsible for paying these loans. In certain cases, however, it may be possible to get an exception that permits those in the most serious of need to eliminate these debts.
At Kingcade & Garcia our Miami bankruptcy attorney offers proven knowledge of bankruptcy laws based on the experience of helping more than 15,000 clients through Dade County. In operation since 1996, we are committed to providing outstanding service and counsel backed by a proven record of success. Even if we are not able to eliminate your student loans through bankruptcy, we may be able to help you build a strategy and eliminate other debts so that you have the financial security you need to deal with your nondischargeable loans.
Understanding Bankruptcy and Student Loans
Our primary attorney Timothy S. Kingcade is both an accomplished bankruptcy lawyer and a certified public accountant (CPA) with a sophisticated understanding of law and finances. We can provide valuable insight into your financial challenges, and help you build strategies for debt recovery or elimination that take on your situation from all sides.
We know that along with real estate, student loans are some of the largest debts people commonly take on. Getting reliable guidance about how to deal with that debt in the midst of a major financial crisis is valuable.
- If you are eligible to discharge that debt through a Chapter 7 or Chapter 13 bankruptcy, we can help you make that happen.
- If your student loans, like most, are nondischargeable, then we may be able to address other debts, such as credit card bills or medical expenses, so that you have the resources you need.
The most important step is the first one. Without a clear picture of what options are open to you, it is nearly impossible to make a timely and accurate decision. We are committed to doing what is best for any potential client, and during your free initial consultation we can give you the information you need to find the right solutions.
If now isn't the time to file for bankruptcy, we will never push you toward something that won't make a substantial and positive difference in your life. However, if bankruptcy laws can help you build a solid financial future, you should know what can be done to help you.
It Costs Nothing to Consult With an Attorney
To find out how our bankruptcy firm can help you get results, whether we get your student loans discharged or find another solution, contact our Miami law office online or by phone at 305-285-9100 for a free consultation.
