Miami Credit Card Debt Attorney

Get Relief From Overwhelming Credit Card Debt

Credit card debt is one of the most common problems facing those with serious financial challenges. With skyrocketing interest rates, unreasonable fees, harassing debt collection calls, penalties and never ending minimum payments that don't even make a dent in your actual debt, the people we work with frequently point to credit card debt as among their most troubling financial issues.

At the Miami bankruptcy law office of Kingcade & Garcia our professionals have helped more than 15,000 Florida clients get relief from dischargeable debt such as credit cards under Chapter 7 and Chapter 13 bankruptcy. We understand and sympathize with the struggles you face, and we put years of experience behind the single focus of helping you get the second chance you deserve.

Reducing or Eliminating Your Credit Card Debt

Credit card companies build fee and repayment structures that are designed to keep people perpetually paying. Particularly in a tough economy, the impact of these strategies puts a significant strain on families and individuals. Many of the people we talk with and counsel never would have imagined even a few years ago that their debt would become so overwhelming.

The important things to know are:

  • You are not alone.
  • There are state and federal laws designed to protect you.
  • There are numerous options for reducing and eliminating your debt.
  • You can take action and take back control of your financial health.
  • Our experienced bankruptcy lawyer can provide the guidance, support and information you need.

The longer you wait to find out your rights and your options, the more money you pay into the seemingly never-ending sink hole of fees, double-digit interest rates and charges. Do not let the myths about bankruptcy fool you; we can help you build a strategy through Chapter 7 liquidation or Chapter 13 reorganization to protect the property that's most important to you while building a long-term solution to address your credit card debt.

A Partner for Building Solutions

If you could end credit collections, discharge judgments against you, stop garnishments on your wages and most importantly take a giant step toward taking back control of your finances and your life tomorrow, would you do it? By taking advantage of our free consultations and speaking with our bankruptcy attorney, we may be able to do all that and more.

Contact us at Kingcade & Garcia online or call our office directly at 305-285-9100 to set up a no-obligation, free consultation.