The cost of living in Miami keeps increasing, and more families need to protect their wages from creditors. Florida offers strong wage protection for heads of household. But many Miami workers miss out because they don't know if they qualify. What makes someone a...
Miami homes with second mortgages face extra hurdles during foreclosure. However, many local homeowners are forced to take out home equity loans or lines of credit. When foreclosure hits, these second loans create problems many owners don't expect. What is a second...
As our parents age, their financial health can become as fragile as their physical well-being. Many seniors face money problems they are too proud or ashamed to discuss. This silence can lead to dire situations, like living in their car. Recognizing the signs of...
Filing for bankruptcy is a heavy decision. However, your circumstances can change even after deciding which chapter to file. You might have started with Chapter 13 bankruptcy, thinking you could manage a payment plan. But what if something happens and you realize that...
When filing for Chapter 7 bankruptcy in Florida, you must decide between state and federal exemptions to protect your assets. This choice can significantly affect your financial future, so understanding the differences is crucial. Understanding exemptions Exemptions...
Facing bankruptcy can feel overwhelming, especially when you're worried about keeping a roof over your head. Thankfully, Florida offers a generous homestead exemption, allowing you to protect an unlimited value if your home is less than. But what if you rent your home...
When faced with the prospect of filing for Chapter 7 bankruptcy, many Floridians worry that they will lose their assets. The common misconception is that bankruptcy equates to losing everything you own. However, this is not the case. Thanks to bankruptcy exemptions in...
As a Miami entrepreneur, you might worry about your business's financial health. Bankruptcy can seem scary, but it's not always the end. Sometimes, it's a fresh start. This is what you need to know about bankruptcy and your business. Understanding bankruptcy options...
Declaring bankruptcy can trigger a wave of tension and an overwhelming sense of uncertainty. One of the most intimidating aspects of the process is the meeting of creditors. Can you skip this meeting and still achieve debt relief? Skipping the meeting of creditors is...
Getting a foreclosure notice feels overwhelming. Many Americans face this situation yearly, and the road ahead might seem unclear. Let's break down what happens to your credit score and finances after a foreclosure to help you plan your next steps. What is...
