If Creditors Keep Calling, You Can Take Action

Debt collectors can be unscrupulous in their practices, causing a great amount of stress and turmoil to those they are seeking payments from. When debt becomes too much for an individual to manage, he or she may decide to file bankruptcy. One of the powerful effects of bankruptcy is that it prohibits debt collectors from contacting the person filing.

If you have filed bankruptcy and are receiving debt collection calls or letters from a creditor, you should talk to a bankruptcy lawyer. In some cases, you may have a claim against the creditor and you may be eligible for compensation.

At the law office of Kingcade Garcia McMaken, we can review your case and help you understand your options. We offer a free consultation to discuss your case. Please complete our contact form to schedule a time to meet with an attorney.

Understanding What Creditors Can And Cannot Do

When you file for bankruptcy, an automatic stay is put in place, which puts an end to creditor actions like phone calls to you or your family members, letters and more. When creditors don’t follow laws, they can be held accountable.

We can evaluate your case and help you determine what legal action is appropriate. There are a number of actions we can take to stop the abusive and illegal behavior. It may be as simple as sending a letter, or may require more aggressive legal action. In any case, we will enforce your rights under bankruptcy protection.