You Have the Choice to Take Back Control of Your Financial Future.
  1. Home
  2.  → 
  3. After Your Bankruptcy
  4.  → Credit After Bankruptcy

Rebuilding Credit After Your Bankruptcy

Filing for bankruptcy does not mean that you will never be eligible for credit again, whether for a home, a car or consumer items. In fact, many people become a better credit risk after bankruptcy than they were while missing payments and facing repossession or foreclosure.

At Kingcade Garcia McMaken we help clients understand that there is life after bankruptcy — a life much better than the one people live under the constant stress of overwhelming debt and creditor harassment. We are proud to have helped more than 15,000 Miami and Florida clients get the debt relief they need while building a plan for a better financial future.

Bankruptcy Is Certainly Not The End

Chapter 7 and Chapter 13 bankruptcy are tools designed to help people rebuild and restart. It wouldn’t help anyone be successful in that task if bankruptcy was the end of credit. In fact, because people who file for bankruptcy are unable to do so again for eight years, many creditors will consider people recovering from bankruptcy to be a reasonable credit risk.

Our attorneys don’t give you an unreasonable expectation about credit. We know there will be challenges to reestablishing a strong credit score, but what we can help you do is put yourself in a position to be successful so that you can get future credit for:

  • A home
  • Car
  • Credit card
  • Loan

Rebuilding credit after bankruptcy is something people do every day. If you are facing a serious financial crisis it can seem impossible to imagine how you can get your credit back on track. While bankruptcy isn’t an immediate or quick fix, it can help you lay the foundation for a better financial future, one where you have the credit you need with manageable debt.

Find Out How Our Lawyers Can Help You

To schedule a free initial consultation at our Miami office, contact us through our convenient online form or call 305-285-9100. We can help you find out how the tools and protections of bankruptcy can help you build a sound financial tomorrow and put you in position to restore your credit.

Best Business of 2024 | ThreeBest Rated | Excellence
Avvo Clients' Choice Award 2024 | Timothy S. Kingcade | 5 Star
Rated By | Super Lawyers | Timothy S. Kingcade | SELECTED 2014-2017 |
Florida Trend's Florida Legal Elite | 2018
2019 Top 3 Bankruptcy Lawyers in Miami | Three Best Rated
Avvo Rating
Top Contributor Award 2024 | Timothy S. Kingcade | Avvo
Martindale-Hubbell | AV Preeminent | Peer Rated For Highest Level of Professional Excellence | 2021
Martindale-Hubbell | Client Champion Platinum / 2021
Super Lawyers 2021
2022 Top 3 Bankruptcy Lawyers in Miami | Three Best Rated
BBB A+ Rated Accredited Business
Findlaw | Kingcade Garcia McMaken | out of 22 reviews | Best Bankruptcy Lawyers in Miami | 2021