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July 2017 Archives

What credit card options are available to college students?

It may seem hard to believe, but over the next month, parents with college-aged children will soon be seeing them packing up their rooms, loading their cars and heading back to campus for the start of the fall semester. This means that the weeks ahead will be filled with seemingly innumerable shopping trips and other preparations designed to facilitate both a comfortable existence and, more significantly, academic success.  

Why missing paperwork may eliminate billions in private student loans

Looking back, one of the more shocking aspects of the not-so-distant subprime mortgage crisis was that billions of dollars in loans were ultimately thrown out by courts in collection actions owing to the fact that lenders simply couldn't provide the necessary documentation.

Does the Servicemembers' Civil Relief Act extend to bankruptcy proceedings?

As a nation, we are eternally grateful for the bravery shown and the sacrifices made by the men and women serving in our armed forces. While we can never truly repay them for their efforts and their commitment, we nevertheless try our best through the provision of healthcare, education, employment and other benefits.

Is it time to say goodbye to some of those credit cards?

Chances are good the last time you bought anything -- from that tank of gas on the way home yesterday to that cup of coffee on your way into work this morning -- you paid for it with a credit card. Chances are also good that you had multiple card options from which to choose, perhaps combing through your wallet to find some preferred plastic.

A complex process: Converting Chapter 13 to Chapter 7

Once an individual facing serious financial difficulties makes the important decision to seek the protection provided by personal bankruptcy, he or she will immediately be confronted by another important decision. Specifically, they'll need to decide whether their fresh financial start will come courtesy of Chapter 7 or Chapter 13 bankruptcy.

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