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March 2018 Archives

Understanding the bankruptcy means test

If you count yourself among the many people across Florida who are struggling with mounting debt, you may be giving some thought to the possibility of filing for bankruptcy in an attempt to make your finances more manageable. While you may know that there are different types of bankruptcy proceedings, among them a Chapter 7 bankruptcy and a Chapter 13 bankruptcy, you may know less about the distinctions between the two types, and whether one type may better suit your needs. At Kingcade Garcia McMaken, we understand the differences between varying types of bankruptcy proceedings, and we have helped many Floridians facing overwhelming debt identify the best course of action for their circumstances.

Dealing with debt after a divorce

The last thing that Florida residents want is to add more problems to their divorce process. Unfortunately, since the state's divorce courts divide debt in a similar manner to assets, financial stress is sometimes unavoidable. While no debt relief strategy is perfect, there are ways to minimize the impact of post-divorce debt.

Ways to rebuild your credit after bankruptcy

Florida residents who have completed bankruptcy proceedings may wonder if the hard part is just ahead, namely rebuilding their credit score. To many people, bankruptcy feels like a scarlet letter, a sign of massive financial failure that is hard to ever recover from. However, according to Forbes, there are ways to rebuild a credit score following bankruptcy and to restore one's financial reputation.

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