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November 2016 Archives

How to avoid credit card mishaps this holiday season

At this very moment, stores throughout Miami, across Florida and around the U.S. are filled to the brim with customers looking to take advantage of Black Friday deals. They aren't the only ones looking to take advantage of the savings, however, as many shoppers are busy looking online for holiday sales, opting for the touchpad and keyboard in their homes over the brick and mortar of the stores.

How much do you know about the horror of zombie debt?

In a post this past summer, our blog discussed so-called "zombie foreclosures" and how they were proving to be a very real problem for homeowners here in the Sunshine State. While you might be tempted to think that these zombie-esque horrors were somehow confined to the real estate sector, guess again.

Will a Florida Supreme Court decision reignite foreclosure woes?

In our last post, our blog spent some time examining acceleration clauses in the context of home mortgages. To recap, if a mortgage contains an acceleration clause, it means that in the event of default by the borrower, the lender can seek immediate payment of the full balance of the loan and, failing that, initiate foreclosure proceedings.

A primer on home mortgages and acceleration clauses

On the momentous occasion when a person's offer to purchase a home is accepted, they start eagerly watching the calendar, counting down the days until they are finally given the keys. Indeed, the excitement may be so great at the closing that the person finds it difficult to retain everything they've been told or remember the details of everything they've signed.

CFPB orders student loan servicers to start playing fair

The Consumer Financial Protection Bureau, the agency tasked with safeguarding consumers from "unfair, deceptive or abusive practices," recently made a shocking discovery concerning the practices of student loan servicers retained by the federal government to oversee the repayment process for hundreds of thousands of borrowers.

Don't be misled about bankruptcy's impact on your credit score

For better or worse, we currently live in a world that seems to revolve around paying with plastic. If you have a hard time believing this, consider everything from the pay-at-the-pump option at gas stations, the card readers small business owners attach to their tablets and the basic act of online shopping. Better yet, consider the looks you would likely get if you tried to pay by check in any retail setting.

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