When you fall into debt, you will almost certainly also deal with debt collectors. The Fair Debt Collection Practices Act (FDCPA) regulates the sort of tactics they can use to collect on these debts, but of course, that does not guarantee they will actually listen or...
Debt collectors may implement unusual tactics in an attempt to get you to repay your debts, but can they actually cross a legal line and dip into the potentially illegal territory? The answer to that question is a resounding yes. The Fair Debt Collection Practices Act...
Many people have debt in Miami and having debt is not always a bad thing. It allows people to make purchases they need such as homes, vehicles and many other items. People also may have some credit card debt and student loans. All of this debt is fine if people are...
The past year has been tough on Americans, and people from many stations in life have seen their financial futures threatened by crippling medical debt, business closures, reduced hours or layoffs. When earnings go down, debt usually piles on. Florida residents who...
The automatic stay that kicks in once the filing party files for bankruptcy protection applies regardless of the type of bankruptcy the filing party files for. It can provide some immediate relief for the filing party from creditors and creditor calls while they are...
You filed for Chapter 7 bankruptcy and after going through the bankruptcy process you had many of your debts discharged, leaving you with a clean financial slate. At this point, you may wonder if it is even possible to obtain a personal loan or mortgage to get your...
The automatic stay goes into effect as soon as the filing party has filed for bankruptcy protection. It provides important protections throughout the bankruptcy process that filing parties and those considering personal
We established this blog to share stories and information about topics relevant to our practice. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for...
There is no question that Miami has high unemployment and foreclosure rates. Now, those two issues have led Forbes.com to name Miami as the second most miserable city in the United States.The Misery Index (which does really exist) looks at many factors, including home...
A new trend has emerged that has identified more elderly Americans struggling under the weight of credit card debt and medical bills, causing them to resort to bankruptcy in retirement. Recent statistical data has backed these findings up, reporting that Americans 65...
