When a lender forecloses on a property, the sale may not cover the full amount owed on the mortgage. In Florida, the lender can pursue a deficiency judgment to recover the remaining balance. If you face foreclosure, it helps to understand what a deficiency judgment...
You’ve filed for Chapter 13 bankruptcy. You’ve followed your three to five-year repayment plan, stuck to your budget, and are waiting to recover your debt. But then, you find out that some debts are still there. What’s going on? Welcome to the world of...
If you’re like many people, a car is more than just transportation. It’s how you get to work, care for your family, and manage daily responsibilities. The threat of repossession adds pressure when money is already tight, but Chapter 13 bankruptcy may provide a way to...
Struggling with mortgage payments and facing foreclosure feels overwhelming. Chapter 13 bankruptcy lets you keep your home by reorganizing debts and creating a repayment plan. It allows you to catch up on overdue payments, but how does it work? Understanding this...
Recent changes to student loans have left many students and parents feeling uncertain about the future. The suspension of certain repayment plans and modifications to loan forgiveness programs have caused confusion and concern. It is a confusing time, but...
When facing bankruptcy, you may worry about how your assets will be treated. One common question that arises is whether life insurance is exempt from the bankruptcy process. The short answer is yes, but you should understand the details. Knowing how life insurance...
