Kingcade & Garcia, P.A.
Set Up a FREE In-Office Consultation
Open Every Saturday Morning 8 AM to 11 AM.

November 2010 Archives

Consumers Avoid Credit Card Spending This Holiday Season - P. 2

In our last blog post, we discussed how holiday credit card spending - and just spending overall- will be affected by the economic hardships many American consumers continue to face. As many consumers remain unemployed and are filing for bankruptcy at record rates, finding the extra cash for holiday shopping could prove difficult.

Consumers Avoid Credit Card Spending This Holiday Season - P. 1

With Black Friday right around the corner, American consumers are gearing up for the start of the holiday shopping season. Given the high unemployment, foreclosure and bankruptcy rates, however, many consumers are forced to cut back their holiday spending once again this year. Although the recession is over, Americans are still struggling to make ends meet while dealing with burdensome credit card debt.

Americans Cut Back on the Little Things in Hard Times

The times are not easy. Even though economists say the recession is over, many Americans are still facing the same financial problems they were experiencing last year. The unemployment rate remains high, while the number of foreclosures and bankruptcies continue to increase. In order to deal with these financial stressors, more Americans are cutting back on small expenses.

Rolling Stone Takes a Look at Florida's Rocket Docket

The Florida rocket docket controversy has even caught the attention of Rolling Stone magazine. The term "rocket docket" was coined to describe the in-and-out philosophy of foreclosure courts. The article features the experiences of Matt Taibbi, who went to Florida to examine the foreclosure process.

Debt Relief Services: Helpful or Harmful?

Although filing for bankruptcy can provide considerable relief to those who are facing insurmountable debt, bankruptcy is not always the correct choice for everyone. While some may not qualify for bankruptcy, others may wish to use an alternative to solve their debt problems. This is where debt relief programs step in, claiming to help consumers negotiate with their creditors and provide a solution to settle the debt.

Consumer Bankruptcies Continue to Rise in October

The American Bankruptcy Institute (ABI) reports that consumer bankruptcy filings in the U. S. have increased again for the month of October. The information, based on data from the National Bankruptcy Research Center (NBRC), keeps the country on track to reach 1.6 million consumer bankruptcy filings by the end of 2010.

Courts Using Summary Judgments To Clear Foreclosure Backlog

As we have discussed before in a previous blog post, Florida courts have been called "rocket dockets" for their speedy hearings for foreclosure cases. The court system has been accused of not taking the time to ensure all foreclosures are legal and fair. A new report suggests that this trend continues in foreclosure cases.

Set Up A Free, In-Office Consultation

Open Every Saturday Morning 8 AM to 11 AM.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy


Firm Location

Kingcade Garcia McMaken
Miami, FL 33145

Miami Law Office

Firm Number
Review Us