Florida has a very generous homestead exemption for people who live in this state and need financial relief. To review, an exemption gives a debtor a legal right to protect his property from creditors. A valid exemption can apply both during a bankruptcy proceeding...
Many Miami area residents have been hit hard by the Covid-19 pandemic. Retail workers, restaurant workers, hotel workers, etc. have all had their hours cut or their jobs lost altogether. There are many reasons why a person may no longer be able to pay their credit...
When you get a call from the same number over and over again, you know that it is a collections agency. You've been behind on several bills, but you're also doing your best to catch up.At this point, you've been fortunate enough that a family member has offered you...
Right now, Americans are in debt at an amount of approximately $14.1 trillion, based on the 2019 Consumer Debt Study by Experian. That number is made up of debt from credit cards, student loans, auto loans and mortgages. On average, each American carries a personal...
Debt relief may be something you're looking into if you've lost time at work or lost your job recently. Having great amounts of debt can make it hard to get your finances back on track when you're only able to work part time or find piece work to bring in an...
Today's economy is not perfect, and one of the things that people are discussing as a solution is a debt jubilee. A debt jubilee is not a unique idea. It's the concept that the country's debt could simply be written off and eliminated. Yes, it would likely hurt...
When you think about the amount of debt you have, does it make you worried about ever catching up? Do you worry about what would happen if you suddenly lost a job?Maybe you're already behind on payments. If so, you may be worried about being able to catch up after all...
If you owe money for things like credit card bills, student loans or medical bills that you haven't been able to pay, your creditors may have turned your account over to a debt collection company. You may feel inundated and even harassed in calls, texts, emails and/or...
You know that you can't stay in debt forever, because the strain that you're dealing with is becoming overwhelming. You've worked hard to get where you are today, but a combination of lost hours at work and large, financed purchases have put your behind on what you...
Debt relief can make you feel so much better and more in control of your life. It may be difficult to think about how much debt you're in or how you're going to handle it, but good debt relief options make a difference.Debt relief can mean anything from paying down...
