Personal bankruptcy protection can help struggling consumers enjoy debt relief. To enjoy a fresh financial future, filing parties should be familiar with the different types of personal bankruptcy protection, the differences between them and how they can protect...
Although Florida’s reaction to the ongoing health issues differed from many states in the nation, its residents were still impacted by financial problems because of it. Job loss, diminished income, needing to use credit cards to make ends meet and other strategies...
With the high cost of college tuition, many students have to borrow money to pay for their education. When they graduate, most students have every intention of repaying what they owe. However, sometimes the large balance in addition to the loan’s high interest rate...
There are some signs that may indicate a person’s debt level is more than he or she can currently manage. These may include the borrower spending more than his or her monthly income, using savings to cover expenses or receiving calls from collection agencies about...
Many people think of bankruptcy as the end of a long, painful experience, but bankruptcy can also be the beginning of a new, much happier period in a person's life. When filing for personal bankruptcy, whether through Chapter 7 or Chapter 13, many people find it...
Florida has a very generous homestead exemption for people who live in this state and need financial relief. To review, an exemption gives a debtor a legal right to protect his property from creditors. A valid exemption can apply both during a bankruptcy proceeding...
Many Miami area residents have been hit hard by the Covid-19 pandemic. Retail workers, restaurant workers, hotel workers, etc. have all had their hours cut or their jobs lost altogether. There are many reasons why a person may no longer be able to pay their credit...
When you get a call from the same number over and over again, you know that it is a collections agency. You've been behind on several bills, but you're also doing your best to catch up.At this point, you've been fortunate enough that a family member has offered you...
Right now, Americans are in debt at an amount of approximately $14.1 trillion, based on the 2019 Consumer Debt Study by Experian. That number is made up of debt from credit cards, student loans, auto loans and mortgages. On average, each American carries a personal...
Debt relief may be something you're looking into if you've lost time at work or lost your job recently. Having great amounts of debt can make it hard to get your finances back on track when you're only able to work part time or find piece work to bring in an...
