Acknowledging the need for help when your debts become out of control is essential to finding a resolution. While multiple solutions exist, one size does not fit all. Various options are out there to help consumers. Finding just the right one is paramount to getting...
Filing for Chapter 7 bankruptcy may give you relief from your burdensome debts. However, you might have to sell off some of your property to pay off debt that you cannot discharge. Fortunately, state bankruptcy law allows you to exempt some of your property from...
You have likely heard of debt collector harassment before, but did you know that misrepresentation is also a major issue? Misrepresentation often serves a similar purpose to harassment but goes about it in an entirely different way. Instead of intimidating you into...
Personal bankruptcy protection can help struggling consumers enjoy debt relief. To enjoy a fresh financial future, filing parties should be familiar with the different types of personal bankruptcy protection, the differences between them and how they can protect...
Although Florida’s reaction to the ongoing health issues differed from many states in the nation, its residents were still impacted by financial problems because of it. Job loss, diminished income, needing to use credit cards to make ends meet and other strategies...
With the high cost of college tuition, many students have to borrow money to pay for their education. When they graduate, most students have every intention of repaying what they owe. However, sometimes the large balance in addition to the loan’s high interest rate...
The past year has been tough on Americans, and people from many stations in life have seen their financial futures threatened by crippling medical debt, business closures, reduced hours or layoffs. When earnings go down, debt usually piles on. Florida residents who...
There are some signs that may indicate a person’s debt level is more than he or she can currently manage. These may include the borrower spending more than his or her monthly income, using savings to cover expenses or receiving calls from collection agencies about...
Many people think of bankruptcy as the end of a long, painful experience, but bankruptcy can also be the beginning of a new, much happier period in a person's life. When filing for personal bankruptcy, whether through Chapter 7 or Chapter 13, many people find it...
Florida has a very generous homestead exemption for people who live in this state and need financial relief. To review, an exemption gives a debtor a legal right to protect his property from creditors. A valid exemption can apply both during a bankruptcy proceeding...
