Many first-time bankruptcy filers in southern Florida look to Chapter 7 for the complete discharge of their debts. While Chapter 7 can provide extensive relief from consumer and other kinds of debt, anyone who wishes to seek such relief must pass what is known as the...
Addressing debt problems does not mean completely changing your life. Filing for bankruptcy does not equate to giving up everything. While this does mean making major financial decisions and giving up some things, it also allows filers in Florida and elsewhere to...
When a person isn’t feeling well and needs medical care, it can sometimes be expensive. Depending on the treatment, a person can easily face thousands of dollars in medical bills that he or she may be unable to pay. It can be helpful to understand some options for...
Deciding to file for bankruptcy is one of the most difficult decisions you may have to make. Many people struggle with the idea of giving up their most prized possessions, particularly the family home. However, there is good news. You may be able to keep your home if...
This year has presented millions of Americans with tough decisions and harsh financial situations, and Miami area residents have not been immune to the troubles. Debt is likely to be one of the primary concerns for many people. Student loan payments could still be...
Having to pay bills while one is struggling to make ends meet is difficult enough but it can become overbearing if debt collectors routinely call someone to remind them of their debt. Unfortunately, these calls can come at all times of the day and are often even made...
Florida residents may not be aware that credit card interest is based on one’s account’s average daily balance. That means every day a payment is not made is a day that more interest is added. Therefore, people should not wait until their due date to make their...
Sometimes, small businesses can't keep up with the demand for their services. Other times, they struggle to make enough money to keep their doors open. Regardless of the reason for a small business's struggles, if the business can't stay profitable, the owner may want...
You and your spouse have been struggling with debt for a while, but when you had to add on thousands in medical debt because of a car crash, you nearly lost all hope. You were just starting to feel that you were making progress, and now it's all lost. You're...
If you are going to enter into bankruptcy, there's a lot of information that you need to provide. Your attorney can give you a detailed list, but it's a good idea to get as much together as possible before your first meeting.Here is a short description of some of the...
