You may have filed for a Chapter 13 bankruptcy, believing it was the right solution for your situation. Unlike a Chapter 7 bankruptcy, which discharges all your qualifying debts, a Chapter 13 bankruptcy sets you up with a payment plan for your debts. A Chapter 13...
If having too much debt has caused your stress levels to skyrocket, you probably appreciate having a dog by your side. After all, according to Johns Hopkins Medicine, companion animals reduce a person's production of certain stress hormones. Still, proactively dealing...
In today’s economy, many hardworking Floridians find themselves struggling with debt. After all, life is expensive and unexpected costs happen. When debt becomes unmanageable, bankruptcy can offer a critical lifeline to financial stability. An individual may consider...
When a Florida resident considers filing a petition for discharge of debts in U.S. Bankruptcy Court, one of their first questions is whether doing so will mean they will lose their home. A related question is whether a bankruptcy filing will mean losing the family...
Filing for bankruptcy under Chapter 7 prevents debt collectors from contacting debtors and garnishing their wages. After the case is resolved, a court order may clear medical debt, personal loans, credit cards and other unsecured debts. Spending money, in some...
For most residents of southeastern Florida, the decision to file a petition for relief under Chapter 7 of the United States Bankruptcy Code is an attempt to cancel as much of their financial obligations as possible. Still, a valuable section of the code is the...
During these trying times, for many in our state, debts are piling up. These include medical debt, student loan debt, credit card debt, etc. Times are tough, and when times are tough, our financial lives usually suffer. This is when bankruptcy may become a viable...
Filing for bankruptcy under Chapter 13 may affect your credit score. But there are ways to improve your credit. Chapter 13 A Chapter 13 bankruptcy allows debtors to repay their debts over an extended number of years. This filing causes less harm to your credit rating...
Even though it is impossible to put a price tag on good health, maintaining a healthy mind and body can be almost unbelievably expensive. Even if you have decent health insurance, you may have to put medical care on your credit cards or take out loans to pay for...
People may find themselves in serious financial trouble for all sorts of reasons, including medical expenses, unexpected home repairs, and other occurrences. When this financial trouble is severe, you may also find that you can no longer pay your mortgage. In this...
