When you realized that you were over 60 days behind on your home's mortgage payments, you had a sinking feeling come over you. You know that missing it for too long could result in foreclosure among other problems for you.Foreclosure isn't personal, but it can feel...
Credit counseling can be a good way to get yourself back on track financially. Counseling gives you a chance to see how much you owe, how to pay it back and how to keep yourself from falling into the same circumstances in the future.Credit counseling has downsides,...
If you are going to enter into bankruptcy, there's a lot of information that you need to provide. Your attorney can give you a detailed list, but it's a good idea to get as much together as possible before your first meeting.Here is a short description of some of the...
You got in over your head with debt, and you want to pay off what you owe. You simply owe too much, and it's overwhelming. You saw that there were companies that would negotiate for you, so you thought that might be a good idea. However, you should know that there are...
