Bankruptcy is often the option of last resort. When people become overwhelmed by debt to the point they are drowning in financial obligations; sometimes bankruptcy may be the only viable solution. There are some common myths associated with filing for bankruptcy. Many...
If you plan to own a home in the future, the idea of going through a Chapter 7 bankruptcy now may seem absurd. Even though you're in debt, you don't want to totally ruin your credit score. Don't let the fear of being unable to get a mortgage get in the way of the...
Bankruptcy doesn't have to be the only answer when you're struggling with debt. There are many different ways that you can avoid bankruptcy, some of which you can start doing right away. While there are dozens of options, the four main ways to avoid bankruptcy...
When you get a call from the same number over and over again, you know that it is a collections agency. You've been behind on several bills, but you're also doing your best to catch up. At this point, you've been fortunate enough that a family member has offered you...
If you're struggling to afford your mortgage, something that you may want to discuss with your lender is seeking a mortgage modification. A mortgage modification changes your current home loan and lowers the monthly payment.Not everyone can get a mortgage...
