Most adult consumers in Florida and elsewhere across the country have one or an assortment of cards that they occasionally use for purchases. Those centrally include credit cards, debit cards and various stores’ retail cards. As most people know, such cards are a...
If you incur a debt in Florida, the creditor has a certain amount of time to sue to collect that debt. Like all states, Florida has statutes of limitations to determine this time frame. Such limitations differ from state to state. For oral contracts in Florida, the...
Some people might think that severe debt-related problems resulting in fundamental and sometimes wrenching life changes are confined almost exclusively to people who live check to check.The many gripping tales about bankruptcy and
The headlines and stories appearing across the country recently concerning the inability of Congress to act to prevent continuing spiraling costs associated with student loans underscore what many commentators say is becoming a commonplace factor in many bankruptcy...
"Who gets foreclosed on when they've made all payments on time?"Wells Fargo bank employees - especially persons placed in departments tasked with deflating negative publicity - can readily respond to that inquiry.The answer: At least one hard-working Floridian whose...
Well more than half of the 1,400-plus respondents in a recent Wells Fargo survey describe personal debt - credit card obligations and especially student loan debt -- as "overwhelming." Fully one-third of them say that, if they could wind the clock back, they would...
Here's a hypothetical to consider. Imagine that, for various reasons, you are forced to file for Chapter 7 bankruptcy. You have worked hard your entire life and always tried to put aside something for retirement. Through persistent diligence and effort, you have...
The question centrally entertained by several different courts and addressed most recently just last week by a federal appeals court concerns whether an individual unable to repay student debt and filing for bankruptcy must, as a prerequisite to that discharge, enroll...
The consumer credit industry lobbied Congress hard several years back for anti-debtor changes it wanted seen in the federal bankruptcy laws, with those pushing for stringent adjustments saying that too many consumers were committing fraudulent acts in the bankruptcy...
It's hard to know what to think about the local and national housing market these days, given the number of reports from diverse sources that, while converging on some details, conflict materially on important points.Take the topic of
