Bankruptcy often receives bad press. Let's look at one of the most common criticisms. Individuals are warned that it will play havoc with their credit. Of course, a bankruptcy filing will be reflected on your credit reports and your credit score. But this is unlikely...
There are a myriad of reasons as to why those in dire financial straits should consider the fresh start offered by filing for either Chapter 7 or Chapter 13 bankruptcy. For starters, it not only helps eliminate otherwise insurmountable debt, but also puts an automatic...
"I have never had a client file bankruptcy because they were spending too much money or freewheeling."So says one bankruptcy attorney quoted in a recent article on the underlying causes that centrally drive bankruptcy filings. That attorney says that, without...
Earlier this week, the Supreme Court of the United States published an opinion in a fascinating case examining the legality of third-party debt collection agencies using the official letterhead of a government office.According to the facts of the case, Sheriff v....
Every single person who has ever logged onto the internet to pay their student loans, glanced at their mortgage statement or written a check to cover their car payment has at some point fantasized about what it would feel like to have these debts completely paid off....
It can be a great relief for women -- especially mothers -- to see their divorce finalized. That's because they are now free to start carrying out their post-divorce plans for both themselves and their children, perhaps moving to a new home, submitting job...
It goes without saying that one of the major worries for most Americans is -- and will likely always be -- managing debt. This is especially true, however, for those who have families, as they not only have to ensure that their bills are paid on time, but also ensure...
Money woes and increasingly stark financial challenges intrude on people across Florida and the United States without regard to demographics.Put another way: Over-the-top economic pressures are an egalitarian curse. Cash-strapped homeowners in dire straits facing...
Here's a story about a dominant actor in the debt collection business that has been giving consumers angst and major headaches for years. Many people have suffered great consternation dealing with the entity even at the very outset of their unwanted relationship with...
Many people in Florida and across the country might reasonably believe that they are adequately protected financially once they qualify for benefits under programs administered by the Social Security Agency.Foremost among those initiatives, of course, is the SSA...
