Kingcade & Garcia, P.A.
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May 2018 Archives

Dispelling common bankruptcy myths

There are a lot of misconceptions when it comes to filing for bankruptcy, and if you are one of many people across Florida considering taking this step, exercise caution when heeding advice from well-meaning friends or family members. Every bankruptcy situation is different, so what held true for your colleague, neighbor or what have you may not do the same for you. At Kingcade Garcia McMaken, we understand that there is a lot of false information out there when it comes to filing for bankruptcy, and we have helped many clients separate fact from fiction while navigating the process.

How do Chapter 7 and Chapter 13 bankruptcies differ?

If you, like many Americans, find yourself struggling with finances or drowning in overwhelming debt, you may be considering filing for bankruptcy as a way to get a fresh start. While you may be somewhat familiar with the terms "Chapter 7 bankruptcy" or "Chapter 13 bankruptcy," you may understand less about the difference between the two types of filings, or whether one type might be more appropriate for you than the other.

Credit counseling with a focus on the big picture

You might have started out with manageable debt in what seemed like some good investments, such as real estate or a small business. One bad turn led you to owing too much to your lenders. At Kincaid Garcia McMaken, we take pride in the fact that we have helped our clients make a fresh start through debt reorganization strategies, Florida bankruptcy counseling and repayment planning.

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