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May 2017 Archives

How consumers can put auto loans in the rearview mirror

According to the Federal Reserve Bank of New York, the total amount of household debt here in the U.S. at the end of 2016 was $12.58 trillion. If this seem like an incomprehensible number, consider that just last week this same branch of the Federal Reserve released a report indicating that this number grew to $12.7 trillion during the first three months of 2017, surpassing 2008's pre-recession levels.

SCOTUS: Debt collectors seeking expired debts don't violate FDCPA

Earlier this week, the Supreme Court of the United States handed down a decision in a fascinating case -- Midland Funding LLC v. Johnson -- examining whether debt collectors who attempt to collect on expired debts during the bankruptcy process are violating the Fair Debt Collection Practices Act.

Can a bankruptcy discharge be revoked?

There is perhaps no better feeling for those who have made the decision to file for Chapter 7 or Chapter 13 bankruptcy than the day their discharge becomes official. Indeed, this means they are no longer under any legal obligation to pay the specified debts while their creditors are forbidden from taking any collection actions.

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