When you sit down with a bankruptcy attorney to discuss spiraling debt and the urgent need you have for meaningful debt relief, you obviously have a lot of weighty concerns on your mind and likely feel more than just a bit stressed and vulnerable.
Bankruptcy attorneys define their worth to would-be clients at just such a time, when questions swirl, uncertainties need to be addressed, and a purposeful plan for moving forward needs to be clearly articulated.
Put another way, education is in order when most persons enter the office of a lawyer to talk about pressing and confidential money problems.
As we note on our website at Kingcade & Garcia, P.A., the federal bankruptcy reform laws enacted in the previous decade brought changes to both Chapter 7 and Chapter 13 bankruptcy. A core result of those changes was the nudging of increasingly more people toward a Chapter 13 filing in lieu of Chapter 7 and its more comprehensive protections.
Chapter 13 might make eminent sense to a Florida resident in a given case -- or maybe not. What our lawyers do in every client consultation is take all the time required to understand the client’s debt challenges and to identify which debt-relief route will provide maximum relief and the best chance for a fresh start going forward.
As we note on one of our online practice area pages, every client is dissimilar, and “not all bankruptcies are the same.” Our client empathy and strong legal representation is always guided by those central realities of bankruptcy.
Persons who might like to know more about our firm and its practice can visit us online at our Miami Bankruptcy page. Your visit is most welcome.