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Credit cards and the holidays are an unfortunate match sometimes

The holiday season is so close you can almost see it. Actually, you probably can already see it in certain stores as the festive decorations that accompany this time of year are already up and promoting a number of sales and items for purchase. While this may be a happy time for many families all across the country, there are also many people who will pull out their credit cards this holiday season and plunge themselves, and their families into debt.

It's one of the unfortunate drawbacks of the season: the gifts and the festivities cost money, and some people simply don't have the funds to make reality match their checkbooks. Relying on your credit card to make things all better may work in the present, but in the future that bill will have to be paid.

When the debt mounts, many people may think that they have no escape plan -- that there's no way for them to get from underneath their mountainous debt. However, many debts are considered "unsecured" debt, like credit card debt. This means it can be eliminated in the bankruptcy process.

Of course, avoiding bankruptcy in the first place is better than going through bankruptcy -- but sometimes we don't have a choice. Sometimes, bankruptcy is simply the best way to go. And when you have to make that decision, let us here at Kingcade & Garcia guide you through the bankruptcy process. We'll support you every step of the way and make sure that your rights are being protected.

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