Divorce can put people in a dire financial situation with little resources to draw upon. As a solution to unexpected or overwhelming debts related to divorce, people may consider filing for bankruptcy. When leveraged the right way, bankruptcy can provide a fresh...
If you are drowning in debt, filing bankruptcy may be an option for you. If a lot of your debt is of the unsecured type, Chapter 7 eliminates most of it. You may fear losing all your property and assets if you file for bankruptcy. However, Florida allows for certain...
Having a home mortgage requires you to demonstrate good financial standing. A healthy credit score can also improve your chances of getting the lending you need to afford a home. Looking for a house post-bankruptcy may take some time as you consistently work to...
When you fall into debt, you will almost certainly also deal with debt collectors. The Fair Debt Collection Practices Act (FDCPA) regulates the sort of tactics they can use to collect on these debts, but of course, that does not guarantee they will actually listen or...
Divorce can cause financial issues for many people because there is only one source of income but many of the same expenses. Although making a new budget or making other changes may solve the problem, this is not always the case. For some people struggling to pay off...
Debt collectors may implement unusual tactics in an attempt to get you to repay your debts, but can they actually cross a legal line and dip into the potentially illegal territory? The answer to that question is a resounding yes. The Fair Debt Collection Practices Act...
Handling debt collector harassment is already enough of a trial in and of itself, but did you know that harassing behaviors are not the only potential issue you may run into? Misrepresentative behaviors also fall under the list of matters the Fair Debt Collection...
Qualifying for Chapter 7 bankruptcy can be important relief that struggling consumers need. For that reason, it is important to know how to qualify when debt relief is needed. How to qualify for Chapter 7 bankruptcy Chapter 7 bankruptcy is considered a liquidation...
The past year has been hard financially on many in Miami. Furloughs, layoffs and a tough economy spelt financial disaster for many. Even those who have since been able to return to work may find it is at reduced pay or reduced hours. When it comes time to decide which...
Either a Chapter 7 or a Chapter 13 bankruptcy can help a Florida family that is facing the loss of their home through foreclosure. However, only a successful Chapter 13 plan can directly stop a foreclosure since, in a Chapter 13, a family can make catch up payments to...
